Terms of Business
Last Updated: July 2026
About Us
Lawton Brook Limited (“Lawton Brook”, “we”, “our” or “us”) is a supplier of luxury, prestige, performance and 4×4 vehicles. We can also introduce customers to finance providers to help fund the purchase of a vehicle.
This document explains the basis upon which we provide our services and the relationship between you and Lawton Brook.
Financial Conduct Authority (FCA)
Lawton Brook Limited is authorised and regulated by the Financial Conduct Authority (FCA).
FCA Firm Reference Number: 662580
Our permitted activities include:
- Credit Broking
- Consumer Credit Business
- Debt Adjusting (without debt management activity)
- Debt Counselling (without debt management activity)
You can verify our authorisation by visiting the Financial Services Register at https://register.fca.org.uk or by contacting the Financial Conduct Authority.
Our Finance Services
If you wish to finance your vehicle purchase, we can introduce you to a carefully selected panel of finance providers.
We act as a credit broker, not a lender.
We work with a number of finance providers and can provide access to a range of finance products. We do not offer products from every lender operating within the market.
A list of the finance providers we work with is available upon request.
Our Service
To help identify suitable finance options, we will ask questions about your circumstances and requirements.
Based on the information you provide, we will introduce you to finance products that may meet your needs.
Unless we expressly state otherwise, we do not provide financial advice or personal recommendations. You are responsible for deciding whether any finance agreement is suitable for your individual circumstances.
Commission Disclosure
We do not normally charge customers a fee for arranging vehicle finance.
If you enter into a finance agreement, we may receive a commission from the finance provider.
The amount or method of calculating this commission may vary between lenders and may be influenced by factors such as:
- The finance provider selected
- The amount borrowed
- The type of finance agreement
- The vehicle being financed
You have the right to request information about any commission we receive in relation to your finance agreement before entering into the agreement. We will provide this information promptly and transparently.
Finance Applications
All finance is subject to:
- Status
- Affordability assessments
- Lender approval
- Terms and conditions
Applicants must be at least 18 years of age and resident in the United Kingdom unless otherwise stated by the finance provider.
Before entering into any regulated credit agreement, you will receive all legally required pre-contract information and documentation to allow you to make an informed decision.
Vehicle Information
Whilst every effort is made to ensure vehicle descriptions, specifications, prices and images are accurate, errors and omissions can occasionally occur.
Vehicle specifications may vary depending on model year, factory options or previous ownership.
Customers are encouraged to inspect the vehicle and satisfy themselves that it meets their requirements before purchase.
Pricing
Vehicle prices are subject to change without notice and may be amended at any time before a contract is formed.
All finance quotations are illustrative unless otherwise stated and are subject to approval by the finance provider.
Customer Responsibilities
You agree to provide accurate and complete information when making enquiries or finance applications.
Providing incorrect or misleading information may affect your ability to obtain finance and could delay or prevent completion of your purchase.
Complaints
We are committed to providing excellent customer service and treating all customers fairly.
If you are dissatisfied with any aspect of our service, please contact us in the first instance.
General Sales Manager
Lawton Brook Limited
Whitfield Business Park
Manse Lane
Knaresborough
HG5 8BS
Telephone: 01423 795 840
We will acknowledge your complaint promptly and investigate it fairly and impartially.
Where your complaint relates to a regulated financial service and cannot be resolved to your satisfaction, you may be entitled to refer your complaint to the Financial Ombudsman Service (FOS).
Further information can be found at:
https://www.financial-ombudsman.org.uk
Consumer Duty
As an FCA authorised business, we are committed to delivering good outcomes for our customers.
We aim to:
- Provide clear, fair and transparent information.
- Offer products and services that meet customers’ needs.
- Treat customers fairly throughout the buying process.
- Ensure customers can make informed decisions.
Privacy
We process your personal information in accordance with our Privacy & Cookie Policy and applicable UK data protection legislation.
Please refer to our Privacy Policy for full details of how your information is collected, used and protected.
Changes to These Terms
We may update these Terms of Business from time to time to reflect changes in legislation, regulation or our business practices.
The latest version will always be available on our website.